Envelope budgeting you actually own
The budgeting method you love from YNAB - accounts, monthly assignments, credit card handling and reports - without the subscription, synced across all your devices.
30 days free, cancel anytime - or buy lifetime for €49. Import your YNAB history in two minutes.
€1.240
Ready to assign
- Groceries€400€182
- Dining Out€120€36
- Transport€80€0
- Subscriptions€45-€8
- Travel€200€520
Add transaction
Amount
€12.50
Payee
Coffee
Category
Dining Out
pre-filled by your iOS Shortcut
€0
for your first month
2s
to log a purchase from your phone
∞
devices, always in sync
Everything you need, nothing you rent
Give every euro a job. Assign money to categories, watch Available roll over, and cover overspending - the method YNAB made famous.
Upload the two CSVs from a YNAB export and bring accounts, categories, transactions, transfers and every month's assignments with you.
Every field pre-fillable from a URL. Pay with Apple Pay, let an iOS Shortcut open the add-transaction page, hit save. Two seconds.
Where is the money going? Spending by category group, top categories, 12-month trend - at a glance, on any screen.
Offline-first: your budget lives on your device and syncs to your private account, so it's ready on your phone and laptop without a thing to move by hand.
Spend on the card and the money moves itself to a payment category. When the statement comes, the cash is already set aside.
Up and running in three steps
Bring your money
Add accounts by hand, or import your whole YNAB history / any bank CSV.
Give every euro a job
Assign what you have to categories, month by month. Ready to Assign hits zero.
Spend with confidence
Log purchases in two seconds from your phone and watch the reports tell the story.
Simple pricing, your call.
Try it free for a month, then €7.99/mo - or pay €49 once and own it forever. Either way, less than YNAB's ~€110 a year.
€0 first month
Then €7.99/mo. Cancel anytime.
- All features - including every update
- Unlimited accounts, categories and history
- YNAB import & JSON backups
- iOS Shortcuts automation
- Your data stays on your device
Nothing to pay today. Cancel in one click before the month is up.
€49 once
Pay once, own it forever - cheaper after ~6 months.
- All features - including every update
- Unlimited accounts, categories and history
- YNAB import & JSON backups
- iOS Shortcuts automation
- Your data stays on your device
Secure checkout by Stripe · Cancel your subscription anytime from Settings
Questions, answered
What does the free month include?
Everything - the full app for 30 days, no feature held back. We ask for a card so it can roll straight into the monthly plan, and you can cancel in one click from Settings before the month is up. Cancel and you're charged nothing.
Is it really one payment, forever?
If you pick lifetime, yes. €49 once, use it for life, including updates. No subscription - that's the point.
Where is my financial data stored?
On your device first, so it works offline, then synced to your private account so it's on every device you log into.
Can I leave YNAB without losing my history?
Yes - export your budget from YNAB, upload the two CSVs, and your accounts, transactions and monthly assignments come across. Or use Fresh Start and begin clean.
Does it work on my phone?
It's built mobile-first: bottom navigation, fast entry, and deep links so iOS Shortcuts can automate adding transactions.
